WASHINGTON — The Federal Reserve Board on Friday released the highly anticipated results of the 2025 Survey of Consumer Finances, providing the public, economists, and policymakers with a comprehensive and detailed look into the evolving economic condition of American families.

The comprehensive data release offers a representative, nationwide picture of what American households own, the ways in which they borrow and manage debt, and how they interact with the traditional banking system. Conducted consistently every three years since 1989, the current iteration of the survey builds upon decades of foundational data, furnishing the public with an extensive and reliable time series of rigorous information regarding household balance sheets, asset accumulation, and debt burdens across the United States.

Alongside the raw survey data, the Board issued its official summary report, titled Changes in U.S. Family Finances from 2022 to 2025. This publication closely examines critical shifts across multiple economic dimensions, including household income, overall net worth, accumulated assets, outstanding debt obligations, and broader financial vulnerability. The report serves as a vital barometer for understanding how American consumers have navigated shifting macroeconomic currents, inflation pressures, and changing interest rate environments over the preceding three-year cycle.

To make the vast amount of data accessible to a wider audience, the Federal Reserve also provides an interactive chartbook. This digital resource displays historical changes in these core financial characteristics over time, allowing researchers, journalists, and interested citizens to visualize trends across different demographics and economic tiers. Furthermore, additional granular data from the survey—covering an expansive array of metrics examining the diverse economic conditions of American families—has been made publicly available for independent academic and policy research.

The survey itself is executed through a rigorous partnership. It is conducted for the Board by NORC, a prominent social science research organization based at the University of Chicago. To ensure that the findings accurately reflect the entire population, participants in the study are chosen at random from 119 carefully selected geographic areas. These locations encompass a balanced mix of bustling metropolitan statistical areas and quiet rural counties spanning across the United States, utilizing advanced scientific sampling procedures specifically designed to produce a sample that is fully representative of modern American families.

The continuous tracking of consumer finances by the central bank remains a cornerstone of empirical economic research in the United States. By capturing shifts in wealth distribution, housing equity, retirement savings, and consumer credit utilization, the Survey of Consumer Finances equips policymakers with the empirical grounding necessary to evaluate the health of the household sector. As economic conditions continue to evolve in the wake of post-pandemic adjustments, the 2025 dataset will undoubtedly play a central role in shaping economic analysis, monetary policy considerations, and public discourse for years to come.

For media inquiries regarding the 2025 Survey of Consumer Finances, the Federal Reserve Board has directed interested parties to contact media relations via email at [email protected] or by telephone at (202) 452-2955.