Wednesday, October 21, 2026
Banking and Financial Services

Federal Reserve Board Releases 2025 Survey of Consumer Finances Detailing American Household Wealth

Laily UPN
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WASHINGTON — The Federal Reserve Board on Friday released the comprehensive results of the 2025 Survey of Consumer Finances, offering the public, researchers, and policymakers an in-depth and authoritative look into the evolving economic condition of American families.

Published at 10:00 a.m. EDT on October 9, 2026, the landmark survey provides a statistically representative picture of what Americans own, how and how much they borrow, and the ways in which they interact with the banking system. Conducted regularly every three years since 1989, the modern iteration of the survey serves as a vital statistical pillar for the nation, establishing an extensive time series of thorough information regarding household balance sheets, asset accumulation, and liabilities across diverse demographic groups.

Alongside the raw survey data, the Board issued a comprehensive summary report entitled Changes in U.S. Family Finances from 2022 to 2025. This accompanying document closely examines shifts in household income, net worth, overall asset holdings, debt burdens, and measures of financial vulnerability over the triennial period, capturing the economic realities navigated by American households as they adapt to changing macroeconomic conditions.

To make the vast volume of data accessible to a wide audience alongside the formal report, the Federal Reserve has deployed interactive digital tools. An interactive chartbook displaying changes in these financial characteristics over time has been made available to the public online, allowing users to visualize trends across multiple survey cycles. Furthermore, extensive microdata and supplementary documentation examining other nuanced aspects of the economic conditions of American families have been published for academic researchers, financial analysts, and public interest groups.

The meticulous groundwork required to compile the Survey of Consumer Finances is executed through a partnership with NORC, a prominent social science research organization at the University of Chicago. To ensure the findings accurately reflect the population at large, participants in the study are chosen at random using rigorous scientific sampling procedures. The sampling frame encompasses 119 distinct geographic areas, spanning densely populated metropolitan centers as well as rural counties across the United States. This careful methodology is explicitly designed to produce a sample that is thoroughly representative of American families in all their economic and geographic diversity.

As economists, policymakers, and financial institutions begin digesting the vast influx of data released in the 2025 survey, attention will inevitably focus on how family finances have weathered the economic shifts of recent years. The detailed insights furnished by the Federal Reserve and NORC will continue to inform public policy discussions, academic research, and economic planning for years to come.

For media inquiries regarding the 2025 Survey of Consumer Finances or the accompanying summary report, representatives of the press may contact the Federal Reserve Board via email at [email protected] or by telephone at (202) 452-2955.

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